I. Introduction

The Covers tab gives you the ability to manage all the covers of a product, as well as update or add a cover. There are 2 menus on the screen: the left-side menu shows all the covers and the right-side menu shows the selected cover details.

II. List of covers

Action	Description
View all	You can view all covers in your product in the left-hand menu
Clone a cover	You can clone the cover to a new cover. Clone means you create another new cover with exactly the same with your selected cover
Remove a cover	You can remove the cover of your product. Please note that you can't revert after removing the cover
Add a new cover	You can enter your cover name and click Add to add a new cover

III. Cover details

1. Cover information

Field	Description
Cover Name	Name of the cover, and it must be unique comparing with other covers in your product The Cover Name must exclude blank and special characters as %, *, etc.
Cover ID	The ID of the cover, must be numerical field
Display Name	Display name of the cover, and it must be unique comparing with other covers in your product The display name will be displayed on Seamless
Description	Description of your cover
Displaying Order	TBD
Industry Code	TBD
Reporting Code	TBD
When is this cover active?	The condition to select the cover in a policy. Always: using for a must-have cover. This is a cover type that you always have when purchasing a policy Yes/No question: using for the optional cover. When you select Yes on your quote then the cover will be selected Custom condition: using for the optional cover. When the condition is met then the cover will be selected automatically For example: the single trip cover of Travel policy is selected automatically when the number of travel days is smaller than 100 days

2. Cover limit and deductible

3. Cover tariff

1 cover can have one or multiple terms. The tariff of a cover is calculated as

Term 1 (Base premium factor x selected questions factor) + Term 2 + Term 3 + ... Term n

Field

Description

Term

A term is a combination of all factors, and a cover tariff is a combination of all terms. A cover must have at least one term, you can add a new term

You can also remove an unused term

Base Premium Factor

The base premium factor, it will be defined either in Alpha sheet or Beta sheet in the lookup. Lookup tab

Selected Questions

The factor of a question, you can choose one or multiple questions (up to 10 questions per term) to multiply with the base premium factor.

4. Cover tax

Your tax can include or exclude a tax. One cover can apply one tax only

Field	Description
Does The Cover Applies Tax?	Yes or No
How To Calculate Your Tax?	Calculate rate with premium Calculate rate with question value Get tax from product lookup
Tax Name
Lookup Name
Key Question
Period Question

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